Attention homeowners: Real estate appraisal services for in Kyle and Hays County
See the top 7 reasons TX homeowners hire Appraisal Professionals:
Do you own a home in or near Kyle? Do you need help deciding the price of your real estate?
We at Appraisal Professionals understand the individual needs of a customer after appraisal services. Our typical business clients are used to the appraisal process and the customary documents we provide. As our valued client, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because of your emotional attachment to it. The professional appraisers at Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's price, not just you saying how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value opinion than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to the lender to have the PMI canceled from your loan. We are qualified in helping homeowners just like you delete unwanted PMI insurance.
Challenge a property tax assessment
If you live in an area that is going down or not appreciating as much as other properties close to yours, your local tax assessor may have your home overvalued. This only means you are most likely paying higher taxes than you should be paying. The sooner you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Appraisal Professionals is your best weapon.
Recently got a freeze your HELOC?
If your house is in or near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Appraisal Professionals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you would wish to have a veteran appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? Appraisal Professionals offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? Appraisal Professionals can We can assist you. Even though this is usually requested by banks, you may wish to use this service if you suspect mortgage fraud related to your home.