Need an appraisal in Kyle or Hays County?
The top reasons TX homeowners call on Appraisal Professionals:
Own a house in or near Kyle, TX and need help deciding the value of it?
At Appraisal Professionals, we understand the individual needs of a consumer in need of appraisal services. Our regular business clients understand the appraisal process and the usual "products" we deliver to them. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.
For Sale By Owner (FSBO)/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Professionals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to cancel PMI
Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a popular way to cut expenses for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. Appraisal Professionals is qualified in helping people just like you dismiss undesirable PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if you live in an area that is going down or not appreciating as much as other properties nearby. That means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When challenging your property tax assessment, getting a professional appraisal from Appraisal Professionals is your perfect weapon.
Recently got a freeze your HELOC?
If your home is close to a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Appraisal Professionals can help you reinstate your HELOC.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for precision, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Appraisal Professionals offers field reviews where we'll go out and check the subject and comps in question. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Professionals can help with that too. Even though this is usually requested by banks, you may desire to exploit this service if you suspect mortgage fraud related to your house.