Attention homeowners: Real estate appraisal services for in Kyle and Hays County
The top 7 reasons why TX homeowners call on Appraisal Professionals:
Need help determining the price of your home in or near Kyle, TX?
At Appraisal Professionals, we understand the particular needs of a customer looking for appraisal services. Our regular business clients are used to the appraisal process and the customary documents we provide. Being a regular consumer that ordinarily doesn't look at appraisals every day,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we report our conclusions.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at Appraisal Professionals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value estimation than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI canceled from your loan. At Appraisal Professionals, we're experienced in helping homeowners just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge property tax assessments
Your local tax assessor may have your house overvalued if your house is not appreciating as much as other houses close to yours. This means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An expert appraisal from Appraisal Professionals is your chief weapon when challenging your property tax assessment.
Recently got a freeze your HELOC?
Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be difficult from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Appraisal Professionals can help you reinstate your HELOC.
Need Field and Desktop Appraisal Review Services?
Have you just been given a copy of your appraisal and you'd like to have an expert double-check it for preciseness or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Appraisal Professionals can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Professionals can help you with that. While typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your house.