Attention homeowners in Kyle and Hays County: Need an appraisal?
See the top reasons TX homeowners hire Appraisal Professionals:
Do you own a house in or near Kyle? Do you need help deciding the value of your real estate?
At Appraisal Professionals, we understand the unique needs of a consumer looking for appraisal services. Our regular business clients understand the appraisal process and the standard reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we report our findings.
For Sale By Owner/Pre-Listing Services
Since you have an emotional attachment to your own house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a potential buyer. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your home is worth. Interested buyers know you have an emotional attachment to your house and will be far more likely to give credibility to an expert appraiser's value report than yours.
Need to remove PMI?
PMI stands for Private Mortgage Insurance. A preferred way to cut costs for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping folks just like you dismiss unnecessary PMI insurance.
Challenge Hays county's assessment of your property
Lets say your home is not appreciating as much as other homes close by -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Appraisal Professionals is your strongest weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. Not only can this be difficult from a cash flow standpoint, but it can be detrimental to your credit score since it may appear as though that credit line is maxed out. Appraisal Professionals can help you reinstate your home equity line of credit with a professional appraisal.
We Also Offer Field and Desktop Appraisal Review Services
Have you just accepted a copy of your appraisal and you'd prefer to have a seasoned appraiser double-check it for verity or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Appraisal Professionals can We can assist you. While typically requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your property.