Attention homeowners in Kyle and Hays County: Need an appraisal?
Check out the top 7 reasons TX homeowners order from Appraisal Professionals:
Need help determining the price of your home in or near Kyle, TX?
We at Appraisal Professionals understand the unique needs of a consumer in need of appraisal services. Our typical business clients understand the appraisal process and the standard reporting formats. Being a regular person not in the real estate field that probably doesn't see an appraisal every day,you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Appraisal Professionals, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your property will attract many interested buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a professional appraiser's value opinion than yours.
Need to remove PMI?
An attractive money saver for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. We are experienced in helping clients just like you dismiss unnecessary PMI insurance.
Challenging Hays county's assessment of your property
Your local tax assessor may have your house overvalued if you live in a region that's going down. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. Getting an expert appraisal from Appraisal Professionals is your perfect weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your home is in or near a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Appraisal Professionals can help you reinstate your HELOC.
We Provide Field and Desktop Appraisal Review Services
Do you need a professional to double-check your appraisal for preciseness, or do you want a second opinion without the expense and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your home.