Need an appraisal in Kyle or Hays County?

The top 7 reasons why TX homeowners use Appraisal Professionals:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to reduce a mortgage payment
  4. Reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a TX divorce, when real estate needs to be divided
  7. To determine the true market value of property in question to settle an estate in TX

Do you own a home in or near Kyle? Do you need help deciding the price of your real estate?
Contact Appraisal Professionals.

At Appraisal Professionals, we understand the individual needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Appraisal Professionals, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Interested buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. Appraisal Professionals is experienced in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your home overvalued if your home not appreciating as much as other homes nearby. This means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Appraisal Professionals is your best weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. Appraisal Professionals can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would like to have a seasoned professional double-check it for verity or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? Appraisal Professionals offers field reviews where we'll go out and check the subject and comparables in question. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Appraisal Professionals can help with that too. Even though this is usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.